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Paul Clements is a director and manager of CWMG's Northern office where, with his Manchester-based team, he provides a full range of asset management services to clients in the North West and Yorkshire. Paul began his career at Barclays Bank Trust Company Limited before moving to Henry Cooke Lumsden in Manchester. He held senior asset management posts in DJT Group and Rea Brothers prior to its acquisition by Close Brothers, and has headed up the Northern office since 1998. Paul is a Member of the Securities Institute and a holder of its diploma. Close Wealth Management Group Northern Office 3rd Floor, 82 King Street MANCHESTER . . M2 4WQ tel: 0161 935 8053 fax: 0161 935 8210 email: enquiriesmanchester@closewm.com

Copyright © 2007 Close Wealth Management Group - All rights reserved. Close Private Asset Management Limited is authorised and regulated by the Financial Services Authority and offers services only available in the UK. Close Private Asset Management Limited is registered in England No 1644127, with its registered office at 10 Crown Place, London EC2A 4FT and is a subsidiary of Close Brothers Group plc. It is a member of APCIMS. Close Wealth Management Group is the trading name of a group of companies that includes Close Private Asset Management Limited.